John has almost thirty years of experience in the executive benefits area and bank and corporate-owned life insurance. His experience in the review of the legal, actuarial, and financing of executive benefits and life insurance programs, as well as timeline control and presentation ability to board committees, has been obtained through the completion of hundreds of corporate engagements and board presentations. John is a registered representative with M Holdings Securities, Inc. He is a current member of AALU. John is a member of ABA, ICBA, and various state banking associations as well as The Financial Managers Society. John and his wife Joanne reside in North Andover and Jupiter FL and enjoy, golfing, skiing, riding motorcycles and spending time with their two children.